RaifH
Expert Alumni

Get your taxes done using TurboTax

The total balance only matters if you owe a penalty for over-contributing. In that case the penalty is assessed on the lesser of your over contribution or the current balance in your HSA accounts. 

 

As @JamesG1 said, you can enter the total of all HSA accounts in the Federal / Deductions & Credits / HSA MSA Contributions. It is at the very end of the interview, but it may only ask the question if you are facing a penalty. If you just moved the money from one HSA to another, it would not change the answer you originally gave.