No----that is not a fee for federal. They are giving you the opportunity to pay the third party bank an extra "refund processing fee" of $39.99 in order to take the $25 out of your federal refund. Do not fall for it. Either pay the $25 state e-file fee upfront with a credit/debit card or print and mail the state instead of e-filing it.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
