No you are confused. You bought and installed the Desktop programs either by downloading it or by using the CD. They are the same thing. Home & Business is only in the Desktop program.
The Online version means using Turbo Tax on the website each time by logging into an account. The online version has a black vertical bar on the left side with the menu items. Your Desktop programs had the menu tabs going a cross the top like Personal, Federal, state, review, file.
