Yes that is something different. At Turbo Tax that is a Refund Advance. You only get it if they offered it to you. You can't self select it. Then you don't get it until AFTER your efile is Accepted by the IRS. And there is no fee for it.
https://turbotax.intuit.com/refund-advance/
And see this FAQ
https://ttlc.intuit.com/community/refunds/help/about-refund-advance/00/27333
