Thank you. Okay after playing around with it. I think I figured out what is happening. When I added the refinanced loan, it asked if I took out any cash when I got this loan. I put yes because I had $45 left over and given to me at closing even though this wasn't an actual cash out refinancing, it was an IRRRL on a VA loan.
Because I got $45 paid to borrower at closing, should I be checking yes, in the, "Did you take cash out when you got this loan?"
When I select this option, it keeps it off the schedule C.
