Couple points. You might be confusing ssi with Social Security. They are not the same thing. A lot of times people say ssi when they are getting Social Security. But ssi actually stands for supplemental security income. It is different than SS. You don't get a SSA-1099 for ssi and you do not report ssi on your tax return at all. So do you get ssi or Social Security or SSDI?
Then we all know unemployment is not earned income. Why does that matter? But unemployment is taxable income. You might be confusing your monthly ss payments with how much is taxable.
There are 2 different things to know about social security. People get them mixed up all the time.
1. Your actual SS checks
If you are over full retirement age your actual ss checks won't be reduced. Otherwise they will actually reduce your payments if you make too much other income in the prior year. See SS FAQ for working after retirement
https://www.ssa.gov/planners/retire/whileworking.html
2. Income Tax
For any age up to 85% of Social Security becomes taxable when ALL your other income plus 1/2 your social security reaches:
Married Filing Jointly: $32,000
Single or head of household: $25,000
Married Filing Separately: 0
