TN has no state income tax so you do not have a TN return to prepare or file unless you had income from interest and/or dividends---TN has a "Hall Tax" on interest and dividends.
We cannot see your tax return. We do not know what you mean by "SO MUCH MONEY" since we cannot see what you owe. Make sure that on your federal return you indicated in My Info that you lived in NY for only a short part of 2020 and moved to TN. You do have to file a NY return for the income received for the partial year while you lived and worked in NY.
There would have been no TN withholding from your checks from TN since there is not a state tax, but we cannot know if you had enough federal tax withheld from the W-2 jobs. With self-employment income it is not surprising that you owe federal tax.
And the Instacart income is self-employment income which is subject to self employment tax for Social Security and Medicare, as well as ordinary income tax.
https://ttlc.intuit.com/community/self-employed/help/what-is-the-self-employment-tax/00/25922
https://ttlc.intuit.com/questions/2902389-why-am-i-paying-self-employment-tax
https://ttlc.intuit.com/questions/1901340-where-do-i-enter-schedule-c
https://ttlc.intuit.com/questions/3398950-what-self-employed-expenses-can-i-deduct
We cannot tell from your post what software you are using. If you are using desktop --- the CD/download----- then any version can be used to prepare the schedule C you need to prepare for your business expenses for the instacart work, If you are using online software you need Self-Employed or possibly Free File if you qualify. Free File can prepare a schedule C.
Try Free File:
You qualify if your income was $39,000 or less, or $72,000 or less if active duty military, or if you qualify for Earned Income Credit
https://ttlc.intuit.com/questions/1900583-what-is-turbotax-free-file-program
Or—-Use this IRS site for other ways to file for free
https://apps.irs.gov/app/freeFile/
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
