The more I read through the questions, the more unsure and confused I become. I'm sure this is simple if I could untwist my mind.
We are MFJ. I was the actual owner of the HSA through my employer and family was covered by HDHP. This was the only HSA/HDHP we had. When encountering the "tell us about the health-related accounts you had in 2020", I am unsure of who should be checked off for having HSA. Is it just myself, or both myself and spouse?
When I tried it as just myself, I end up with messages about possible lapse in coverage for spouse (not true), or other things I need to answer that seem incorrect or too vague. But spouse does not have her own HSA, so I'm stuck with uncertainty.
I've browsed similar Q&A on these topics and came across answers indicating TT doesn't really present it properly or it will be interpreted correctly since we'll be marking "Family". I hate to say it, but it seems topics like this that can be interpreted literally and perhaps incorrectly should come with additional clarity within TT's Help section or similar.
Thanks for any guidance and the sanity that comes with it,
John
