That means you chose to pay the product fees out of the Federal refund instead of paying upfront with a credit/debit card. That payment method involves Santa Barbara bank in the process and has a $40 service fee. The bank receives the refund from the IRS, subtracts the fees, then transfers the refund to your bank/card account in a second direct deposit.
That payment method can be removed prior to filing, if not wanted, then you can pay by credit/debit card or a prepaid debit card you can buy in a store.
It has nothing to do with your refund or the status of your refund. For that, you must check with the IRS.
Please use this link to track your refund from the IRS
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