When you say the credit was denied for your daughter born in December 2020, was this when you were filing the Recovery Rebate Credit on your 2020 return? Did you have other children listed as dependents on your 2020 return? What were their ages? Did you list that your daughter lived with your the whole year?
As far as the third stimulus, the IRS has not always been sending the entire payment as one deposit. In some cases, you receive a portion through direct deposit and a portion via a paper check. You can check each ssn on the Where's My Payment portal on IRS.gov.
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