If you don't have an IP PIN and are being prompted for one then yes you'll need to mail in your tax return which does not require an IP PIN number. You can still choose to have your refund sent to you by either direct deposit or be mailed to you via a check in the mail. See this on how to enter your direct deposit information in TurboTax: Where do I enter my bank's routing or account number?
Please see this TurboTax FAQ for more information: TurboTax Online instructions for E-file reject IND-181-01: The Identity Protection PIN (IP PIN) for ...
@Texie61
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