@nolanwittrock I just went back through this again using your numbers. What I posted before was not accurate. I took a look at the Form 8915-E and it will show 0 for Line 4b since 1/3 of the distribution was already paid back. The following years look like it will use the remainder of $65,339 as the taxable amount for the following tax years.
Checked both the desktop and online editions and both gave the same result.
This still does not agree with anything you are seeing on your tax return. So starting over is your only option.
