JotikaT2
Employee Tax Expert

Get your taxes done using TurboTax

No.

 

If you do not have a filing requirement, you would not be able to claim a deduction since you are not filing a tax return.  


If you were to file a tax return, you would only be able to claim a deduction for your mortgage interest if the total of all of your itemized deductions exceeded the standard deduction amount depending upon your filing status.

 

Standard deduction for 2020

 

Itemized deductions include items such as mortgage interest, taxes, and charitable contributions.  

 

Please see the attached link for additional information on the difference between the standard deduction and itemized deductions.  

 

Standard deduction versus itemized deduction

 

 

 

 

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