Ok ... until ALL the forms in your return are ready to file the "pay with refund" option will not be presented. Look back in the Federal Review section in the Federal tab to see what you are still waiting on.
Next ... why spend an EXTRA $45+ for that service if you don't have to ??? The IRS will not start processing returns until the very end of January at best and mid February if you have EIC on the return so you have time to save up and pay upfront. If you don't have a credit/debit card to make the payment then you can buy one almost anywhere for $5 and put enough money on the card to pay the TT fees and then you can use the same debit card to receive the refund. Many have posted that CHIME is a good company to use ... google prepaid debit cards for more info.
ATTENTION !!! ARE YOU ELIGIBLE FOR ONE OF THE IRS FREE FILE OPTIONS ???
If you qualify AND if you wait until mid January THEN you can use one of the 10 IRS FREE FILE options to file a fed & state return for free ... but you must be patient. https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
IRS Free File: Closed until January 2021
IRS Free File is closed for the 2020 tax season. Check back in January for Filing Season 2021 opening details.
For Filing Season 2021, you must make $72,000 or below to use one of the 10 IRS Free File partner offers.
