Ahh good point...
Still, thinking about having multiple employer ROTH 401k over contributions, where the employee contributed to a ROTH 401k at the second employer, and exceeded yearly limit:
......couldn't the employee in that case, remove all of the holdings in that particular ROTH-401k ...but IF the funds lost money during that time period, wouldn't the 1099-R show box 5 being greater than box 1?
(not sure if that would be allowed with partial pullout )
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
