@aie You said you are not selling the house for a profit. Are you selling it at all? It does not sound like you are planning to sell it if you are talking about making the payments. Are you worried about paying capital gains tax someday if you sell it and it has not been your primary residence for 2 out of 5 years?
Trying to understand what you are worried about and why you are mentioning "penalties."
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
