Also in the Desktop CD/Download program you can buy a lower version. All the Desktop programs have the same forms, you get more help in the higher versions. In the Online versions you may need to upgrade to a higher version to enter things like need Premier to enter Investments or the Self Employed Version to fill out schedule C.
The Desktop program has more features and advantages over Online. You can see and enter into the actual forms. You can do more than 1 return. There is a What-If worksheet. You can copy your return to test in. Etc.
