What is the Pay with Refund Processing Service
https://ttlc.intuit.com/community/choosing-a-product/help/what-is-refund-processing-service/00/25889
The Refund Processing Service charge is not to get Direct Deposit. It is so they can take the fees out of your refund. To do that your refund has to first go through the Turbo Tax bank to take the fees out. Then they send the rest to you.
