The Desktop download is the same as the CD program. Sounds like you might have ended up in the Online web version by mistake. The Online version is not the same thing as the Desktop CD/Download program.
When you filled out your return did you go online and log in? And see a black column on the left side with the menu items, Federal, State, File etc.
That is Online.
The Windows Desktop program is blue across the top and the menu items like Federal, State, Review, File go across the top.
