If you are not getting refund in 2019 and didn't get one in 2018 how can you submit bank information for the stimulus payment?!? So far I've found zero options.

Every avenue I use puts me back to the option of filing my 2019 taxes, which not only am I not ready to do, even as I go through it never provides me an option to give direct deposit information for my bank since I OWE money.