Get your taxes done using TurboTax


@Lexifrise wrote:

just so I'm understanding correctly people pay income tax and a 10 % penalty on early withdrawls  but since I'm disabled I dont have to pay the 10% but I have to pay taxes on the withdrawl amount because when I was working and putting the money into the savings I wasnt paying taxes on it so when I take it out I have to pay taxes on it then is that right?  


You understand correctly.