1) for the "Online" software, the $45 includes the e-file. But you can only e-file one time.
2) For the "Desktop/Download" software, the $45 does not include the state e-file charge (now $25 each time each state is e-filed). But you can print and mail file the state for free (Well...the cost of your paper and postage)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
