It's definitely the easiest route if you're in no hurry to get your refund. Your 6-10 week delay won't start until they receive your ammended return. So if you go thru the headache of filling out the 8962 now, your return will be processed sooner. If you wait until you can ammend, it will be easier because you will be able to just put your 1095 in and be done. It's not that one option is better, it just takes longer
