Posting a solution here in case someone else runs into this problem.
Apparently there is a glitch in the system. If under my info you have a foreign address, change it to an US one before making the credit card payment, make the payment, then change your address before you file the taxes. The workaround worked thanks to a great customer service agent Jeffrey who worked on his end with tech support to figure this out.
Note, if you also are purchasing Max benefits, you got to do the same. But it worked.
