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I think TT deveopers did not do a good job of implementing the health care penalty change in their program. Because it's no longer a requirement to have health insurance,  the program isn't prompting the user as it did in prior years to review this subject. You can find it under Deductions and Credits section/Medical. It's no longer a separate section making it easily missed.

Users of the free product should have been better coached by the software in this area.