With respect to receiving a 1095-B, there is no need to file a tax return. Only those that receive 1095-A's MUST reconcile by filing a tax return.
The 1098-T also does not create a filing requirement in and of itself. As long as you made NO more than $12,000 you are not required to file a tax return.
[Edited 2-1-2020 | 11:39 AM PST] to clarify that income ABOVE $12,000 is what triggers the filing requirement.
@VolvoGirl @imz2b
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