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@Brandi0226 wrote:

Thank you! 
Do you know if the portion they give us for our son will be included in the portion we get to keep or would that go towards the student loans?


Any tax credits that you are eligible for will be included in the tax refund.  If your spouse has no income, then the entire refund would be paid.  Otherwise it is proportioned.  

If you were considering filing as Married Filing Separately, you may lose some credits and other credits would be cut in half.  

See this TurboTax support FAQ for filing jointly versus separately - https://ttlc.intuit.com/community/married/help/is-it-better-for-a-married-couple-to-file-jointly-or-...