The purchaser of TurboTax Desktop can download the program from their TurboTax Account page, under Products and Services.
As you mention, there is only one login account, so yes, anyone logging in would have access to any returns prepared under this login.
(1) All 5 would be able to download independently; however, all 5 need to login to the same TurboTax account.
(2) Yes, you need to use the same TurboTax account to access the download.
(3) Yes, because all returns filed under that user account can be opened and viewed.
Click the link for more detail on multiple returns using TurboTax Desktop.
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