Did you choose to have the fee deducted from your federal refund instead of just paying the $40 with a credit/debit card upfront? If so, then you also agreed to a $39.99 refund processing fee. Or did you add a state return--that is another $40.
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-...
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