You are posting from TurboTax Live Basic. Did you add a state return to that--if so that is an extra $40. Or did you choose to have your TurboTax fees deducted from your federal refund? If so, the refund processing for that option is $39.99.
If the refund processing fee is the culprit, pay TT upfront with a credit/debit card and get rid of the extra fee.
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-...
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