@babs1000 Activity within an IRA does not affect your taxes. Only distributions from the retirement account will affect your taxable income.
The transition from 2018 to 2019 will be complete sometime in December--we do not know a specific date, and no, they will not email you about it.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
