You only get taxed on any interest in your bank accounts. You will get a 1099 form for interest and dividends. But even if you don't get the 1099 you have to report all your income like $1 of bank interest. But you do not report interest or dividends in IRA accounts.
You can buy the Desktop CD/Download program now here,
https://turbotax.intuit.com/personal-taxes/cd-download/
And the Online versions will open in December here, https://turbotax.intuit.com/personal-taxes/online/
