Since the bank rejected it, they have to send it back to the IRS. Then the IRS has to re-process it, cut a check and then mail it. So they do state this process can take anywhere from 2 to 10 weeks. More details can be found also be found here Refund Returns
The other option would be to reach out to a taxpayer advocate to see if there is anything they can do to help speed up this process. They are generally good with helping taxpayers in situations where they may need their refund sooner. You can go to this website to locate a Taxpayer Advocate in your area http://www.irs.gov/Advocate/Local-Taxpayer-Advocate
Taxpayer Advocate Service can help if you can't resolve your problem with the IRS and:
- Your problem is causing financial difficulties for you, your family, or your business.
- You face (or your business is facing) an immediate threat of adverse action.
- You've tried repeatedly to contact the IRS but no one has responded to you, or the IRS hasn't responded by the date promised.
You can also call this toll-free number to find out if TAS can help you: 1-877-777-4778.
