The $40 was only the service charge to have the regular TurboTax fees deducted from your refund. So you must have been in a paid version, not the Free Edition. 172.20-40 = 132.20 for fees.
How to review your fees
https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...
