If the interest received from the saving account is the only income your received and it is less than the minimum filing requirement when filing as Single, you do not need to file a 2025 US federal income tax return.
Cash received from your parents is not reported on a tax return.
Standard deductions for 2025
Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older
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