You can try to use your MAC login password as your keychain password. Then when it asks for permission, select ALWAYS allow. Even if you do not use keychain, it still exists at the system level.
To "force" the import of your 2024, you can search your MAC for the .tax2024 file and then select open with TurboTax 2025. This should allow you to import the 2024 tax file.
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