What you are describing (federal free and state efile charge) is for the Desktop installed program. In the Online browser version only the Free Edition is free for both federal and state. In Deluxe and Premium the fees are to prepare federal and state. Efiling is free.
Is it saying you need to upgrade to Deluxe? A couple reasons it could be….
You might be seeing Form 8959 because the amount of Medicare taxes withheld in W2 box 6 is not exactly 1.45% of the Medicare wages in box 5, due to rounding. Try leaving the cents off of the Medicare tax on your W2 box 6. Box 6 has to be exactly 1.45% of box 5 or less.
If it is saying you need Schedule 3 and can't use the Free Edition it might be giving you the retirement savings credit. You can say you are a student to decline the credit. You must answer Yes when asked in the Retirement Savings Contributions Credit section if your were a full-time student. The answer to this same question asked in the personal-information section is not the answer that is used.
