Get your taxes done using TurboTax

Sorry---there are no fee discounts for seniors.   If you need help then you will want to use one of the "Live" versions of the online software or perhaps desktop download for which you can pay an extra fee to get "expert" help.

 

Not sure why you think you have not been getting deductions for charity donations.  Charity donations are itemized deductions that go on Schedule A along with other itemized deductions like mortgage interest, property tax, medical expenses....and if you do not have enough itemized deductions to exceed your standard deduction, the charity donations have no effect on your tax due or refund.   Did you itemize other deductions for the years in which you think you missed out?

 

 

https://turbotax.intuit.com/personal-taxes/online/live/how-it-works.htm

 

 

 

 

A charitable donation almost never changes your tax due or refund all by itself.  First, your donation does not count "dollar for dollar"--it is calculated by a percentage based on your tax bracket.  You need a LOT of other itemized deductions like mortgage interest or property taxes, medical expense, etc. to itemize and exceed your standard deduction.

 

 

Your itemized deductions have to be more than your standard deduction before you will see a change in your tax owed or tax refund.  The deductions you enter do not necessarily count “dollar for dollar;” many of them are subject to meeting  tough thresholds—medical expenses, for example, must meet a threshold that is pretty hard to reach. (Only the amount that is MORE than 7.5% of your AGI counts)   The software program uses all the IRS rules that apply to the expenses you enter, and it tells you if you have enough to use your itemized deductions or if using the standard deduction is more advantageous for you. 

 

The standard deduction makes some of your income “tax free.”  It is not a refund.  

 

 

2025 STANDARD DEDUCTION AMOUNTS

 

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

 

 

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out above certain incomes.

 

 

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**