There are 2 different loans, Flex and Refund Advance
Apply for a Flex Loan
TurboTax Flex Advance loan – Get $350-$2,000 | TurboTax
What is the Turbo Tax Flex Advance?
https://ttlc.intuit.com/turbotax-support/en-us/help-article/loans/whats-turbotax-flex-advance/L2Xg6I...
The Advance Refund loan won't be available until after January 1 and just when you are ready to file. And only if they offered it to you. You can't self select it. Then you don't get it until AFTER your efile is Accepted by the IRS.
https://turbotax.intuit.com/refund-advance/
