Your health insurance has nothing to do with whether you enter a 1098T. You have previously stated in this forum that you are a "part-time" student. If you have not been a full time student you cannot be claimed as anyone else's qualified child dependent on a tax return if you earned more than $5200 in 2025 because you are older than 19. If you earned less than $5200, you might be a "qualified relative dependent" for your parent(s)---if you are a dependent then any education credit can be entered on the return of the person who claims you. If you are Mom's dependent, she can put the 1098T on her return to see if she can get any education credit. If no one CAN claim you, then you can enter the 1098T to see if you are eligible for any education credit. A dependent cannot get education credits.
But do not confuse the criteria for eligibility for a health insurance plan with the criteria to be claimed as dependent on a tax return. Your mother (parents) may be able to keep you on their health insurance plan until you are 26----regardless of whether they claim you as a dependent on a tax return.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
