This is for a IRA? Well first of all the 1099R should be on 1040 line 4 not 5. The 1099R should have a X checkmark in the little IRA box next to box 7. So go back and check that box. Delete the 1099R forms and enter them again. That usually fixes it. If you answered the RMD questions wrong it might have given you a penalty on 1040 line 23.
