Sorry---I cannot comment on any of the healthcare.gov rules or plans for NJ. You can try going to the healthcare.gov site and plugging in NJ to see what you can learn from that site. The rules and plans vary from one state to another ---at least to a certain degree.
But I am still puzzled by why you are focusing on NJ if the person with the marketplace plan is in FL. If they are in FL then what matters are the plans and rules in FL.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
