You need to be clear on what retirement source your RMD is coming from.
For a 401k or TSP, the 8606 wouldn't be needed.
....for an IRA not sure when it's required, usually for an actual "IRA Contribution" at the time it was contributed, but I'm not sure about the distributions. Others, like 403b??? ( @dmertz knows better than I)
_______________
All desktop versions (historically) have all the same forms...but Deluxe or higher would be recommended, especially if you have a state to file too, since "Basic" doesn't have a free state download. (Deluxe from 3rd parties ((Amazon, BestBuy...etc)) have two version, one with the free state download and one without, so you have to carefully check. Deluxe bought directly from TTX always has the free state download.)
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
