Are you in the Desktop program? The fee to efile state is only $20 or 25. There is no $45 fee to efile. You can pay the $25 with a credit card or print and mail state for free.
But if you want the efile fee deducted from your refund there is an Extra $40 Refund Processing Service charge (45 in California). So pay with a credit card to avoid the extra charge. Go back through the File tab slowly and read all the screens and watch what button you click on. People get going too fast and click on the wrong button to continue to the next screen.
@Fedup Bill
