Get your taxes done using TurboTax

@Jevon   $45 could be to buy an additional state program different from the first free state program download.   Like if your are in California but also need to do an Oregon return.   You would have to buy Oregon.   Are you doing different state returns?  Oh and the Basic version and some Deluxe programs do not come with the free state download.   For states that don’t have an income tax.  

Or $45 could be the Extra $40 Refund Processing Service charge (45 in California) to have any fees like the $25 state efile fee deducted from a federal refund, which you can avoid by paying the efile fee upfront with a credit card.   Or you can print and mail state for free.