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2 follow-up questions:

1. I have multiple states (CT, NC, NY, NJ, CA). From what I understand, the federal extension is easy using the method you outlined below. But for state extensions, it looks like I need to handle them one by one, and in some cases, file directly through each state’s website. Is that correct — that TurboTax doesn’t automatically file state extensions when you extend the federal?

2. I’m expecting refunds from the federal and some states, but I owe taxes in other states. I know I need to pay what I owe by the April deadline, but for the states where I’m getting a refund, I’m assuming I have to wait until I file (likely in October) to receive those refunds — is that right?