@Vanessa A
Thank you for your suggestion. I printed a copy and then deleted the 1099-Rs. Saw the initial Federal withholding tax from SSA. Then when I entered the federal taxable amount for the 1099-R, the refund dropped. Next, when I entered the federal tax withheld from the 1099-R, the refund amount increased. I guess it shows that I withheld more than necessary so the refund increased.
