If your return is showing as accepted, but it has not been processed yet, then the IRS is the only one that can tell you what is causing the delay.
Yes, if you did the direct debit and chose to have your amount due direct debited from your account, they will still take it out when they process your return. If you want to stop this you will need to contact the IRS for help. You can contact them at 800-829-1040.
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