There is an Underpayment Penalty area in the Federal forms (on the Other Tax Situations page), where you can delineate which quarter all your income came in, and when each payment was made...that can either eliminate, or minimize any initial underpayment penalty that will likely occur in your situation. That procedure will create a so called "Annualized" income form 2210/2210AI for the Feds. Look it up on the IRS website to download it and see what preparing it entails)
But, it's a pain to gather all your income records of exactly when you receive all types of income (including interest , dividends, capital gains...etc), deductions, credits, withholding etc.
It would be better if you could have Federal (and state) withholding done at the time of the distribution, at a level that approximates what your final marginal tax rate will be for 2025...which will take some estimation too.
But check with your provider of those $$ to see if you can specify an ~% level. Mine will only use a standard 10% Fed & 4% state...and I need 25% Fed & 5% state.
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
