Get your taxes done using TurboTax

No there is no fee to get Direct Deposit.  The Extra $40 Refund Processing Service charge (45 in California) is to have the state efile fee of $25 deducted from your federal refund.  You can avoid it by paying any fees with a credit card or printing and mailing state.

So go back through the File tab.  You have to go through the File tab SLOWLY and read the screens.  People get going too fast and clicking on the right corner box to continue.  But you have to click on the left box to pay with a credit card to avoid the fee.

Heres a screen shot from a prior year.  It’s similar this year.